Karen Rosenthal is a leading independent Long-Term Care Insurance Specialist with top-rated carriers. She provides tailored extended care planning solutions for individuals, business owners and employees. Karen is licensed in OH, KY and IN and holds the Certified in Long Term Care (CLTC) designation. Solutions include stand-alone LTC and hybrid Life/LTC policies. These mitigate consequences from expensive custodial care due to illness, accident or frailty. Clients purchase policies to preserve their retirement portfolio and income, relieve family from the caregiving burden, and maximize quality care in preferred care setting. Her Master’s degree from Xavier University (Cincinnati, OH) is in Hospital and Health Administration. She obtained an Ohio Nursing Home Administrator license. Besides her work in for-profit, non-profit and government long-term care facilities, Karen has gained a personal perspective from close family members who required care. She is Past President of Women in Insurance and Financial Services (WIFS) in Greater Cincinnati.